Legal Policies

Fulfillment Policy

Digital Products: Upon successful payment, clients will receive immediate access to our digital products, including online courses and downloadable materials. Access details will be sent via email within one (1) hour of purchase.
Consultation Services: For services requiring scheduled consultations, clients will receive a confirmation email within 24 hours to arrange suitable meeting times.

Digital Access: Clients will have lifetime access to purchased digital products unless otherwise specified.
Consultation Validity: Scheduled consultations must be utilized within six (6) months from the date of purchase.

Written Contracts: All services are accompanied by a written contract detailing the services to be performed, payment terms, and the time frame for service completion.
Right to Cancel: Clients have the right to cancel the contract without penalty within three (3) business days of signing. A Notice of Cancellation form is provided with every contract.
No Advance Fees: We do not charge or receive payment for credit repair services before they are fully performed.
Truthful Representation: We refrain from making any untrue or misleading statements regarding our services.

Non-Discrimination: We do not discriminate against applicants based on race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
Disclosure of Reasons: If a client's application for funding assistance is denied, we provide a written explanation upon request.

Clear Disclosures: All credit terms, including annual percentage rates (APR), total costs, and payment schedules, are clearly disclosed to clients.
Right of Rescission: Clients have the right to rescind certain credit transactions within three (3) business days.